Well folks, I’m back to being a career woman yet once again.
Don’t ask me how it happened, but it did.
My cell phone is constantly ringing (I just had to upgrade my iPhone to a newer model just to keep up with the newer technology. I now lease a phone from AT&T (at $4 bucks more per month than what I was paying before, which will get me a new smart phone every year).
A fax machine is constantly whizzing. (I fax out of The UPS Store, at a buck a page, now that I have gotten rid of my landline . Ugh.)
From 7AM in the morning till 5PM in the evening, I’m texting, talking, emailing, scanning and FaceTiming.
I’m on the phone with bankers, mortgage lenders, real estate brokers from New York, real estate brokers from Rhode Island and more real estate brokers from Florida.
By the end of the evening, I’m so tired I can barely crawl back into my bed. And some days I don’t even get out of my pajamas.
What am I doing? Here’s the list:
First I was selling my RI Beach House. It’s in the middle of having a new septic system installed. But then I realized that technically the new septic system didn’t really have to be installed till January 2016. So, why spend or waste any money on it now. I’m not going to go into great detail here, because I think it’s all nonsense. There’s nothing wrong with the current septic system to begin with. The state just wants to be more ‘green’ and I don’t mean eco green. I mean cash green. So, the septic system has been put on hold for now. (after dealing with contractors, engineers, landscapers, tree trimmers, excavators)
Next, I’m in Florida to look at real estate and there’s a plethora of condo’s, townhouses, single family homes for sale, all mostly under $100K. What a bargain. So, I get this brainstorm. Why don’t I rent out my Beach House (because if I sell it, I’m going to lose around $70,000 between the septic and the lousy economy) and once I secure a tenant, I can borrow against it (house has no mortgage) and then I can buy a place down Florida, for cash. The rental income I get from my tenant will pay for everything: the loan, RI taxes & insurance AND the Florida condo fees, insurance, yada, yada, yada. (I have a Plan B in place: I still have enough in savings to cover me for years should I not get a tenant. But I will.)
Sounds like a good plan.
Till you start to get all the balls rolling.
Yup I found an ideal condo, real close to a beach on the Atlantic Ocean. Looks good till you start negotiating with the seller, whose condo has been sitting for over 5 months with no activity. Then I come along and he mistakenly thinks I have the word ‘idiot’ written across my forehead. I don’t. I’m not romantically tied to anything. I have no problem walking away and finding the next bargain. Trust me, they’re plenty. But getting sparse and few as the days and weeks roll along.
Then there are the flights back and forth between New York and Florida. And the long drives between New York and Rhode Island. And the even longer drives between New York and Florida. This is where I let out a little sigh. Ahhhhh, feels like the good old days. This is what I used to be like. Juggling balls. Hanging on the phone, wheeling and dealing for hours on end. Cindi, oh Cindi…….where have you been? Geeze but it’s good to be back in the saddle.
I won’t bore you with other details. Just know that I am loving each and every minute of this. I’m going to be extremely busy for the next few weeks till we get all of this sorted out and settled in. I just wish people didn’t change their minds so much! Everything keeps changing from second to second over here. Nothing stays the same for more than an hour!
I just told my Florida broker that on the day when DH and I are sitting in our beach chairs, looking out over the Atlantic Ocean along the Florida shoreline, sipping a Bloody Mary (him) and Pina Colada (me), I’ll know that I reached my goal: RI will be rented, equity line of credit is funded and secured, Florida condo in check, New York in check.
Gosh, retirement has turned out to be so much fun!
And so my beat goes on.